Insurance, Pricing & Payments

Healing Happens Here — With Clarity, Transparency & No Surprises

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Electric Life Chiropractic is a cash-based, out-of-network chiropractic office serving Indianapolis, Broad Ripple, Fountain Square, Carmel, and the greater Naptown community.

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By operating outside of insurance networks, we’re able to deliver deep, unrushed, root-cause chiropractic care — the kind that actually restores the nervous system, not just patches symptoms.  However, we can provide you with an Insurance request superbill to which you may be reimbursed for your care. *Insurance reimbursement variable by provider. Please confirm. 

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This model allows us to provide:

• Longer, more intentional visits

• Personalized care plans

• Nervous-system–centered assessments

• No rushed, insurance-driven treatment

• No surprise bills or confusing statements

• Simple, transparent pricing

Healing in Indy should feel human. Clear. Supportive. Electric.

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Transparent Pricing

Simple. Honest. No Hidden Fees.

 

Standard New Patient visit: $225 

**** Seasonal Promotions: Currently 56% off for $99 - Inquire for more details​

 

Standard Chiropractic Visit: $75 per visit

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Ideal for patients who prefer flexibility or occasional care.

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Most patients choose to save money by enrolling in one of our structured care plans, which include complimentary visits and reduce the average per-visit cost.

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Your care plan is customized after your first visit and comes with a full Good Faith Estimate in compliance with the No Surprises Act.

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Care Plans Options:

Designed for Real Healing — Not Quick Fixes

Healing the nervous system and restoring balance takes consistency.
To support that process, we offer care plans that reward commitment with complimentary visits.

Available Options: 

• 6 pack

• 12 Pack

• 18 Pack

• 24 Pack

• 36 Pack​

 

What this means for you:

• A lower average per-visit rate (often in the low-to-mid $60 range depending on plan size)

• 2–3 complimentary visits built into your plan

• Flexible payment options (3–6 month installments)

• Pay-in-full options for the greatest savings

• A personalized plan tailored to your goals, lifestyle, stress level & nervous system needs

 

You’ll receive an individualized plan after your first visit, based on your consult, movement assessment, neurological scans (if applicable), and your specific health goals.

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Family Care & Household Pricing

Because Healing as a Family Hits Different

Healthy families support one another — mentally, emotionally, physically, and energetically.
To make chiropractic more accessible for households, we offer reduced per-visit rates for additional family members enrolled together.

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This allows most families to enjoy a lower per-visit cost than the standard $75 rate.

Family pricing depends on:

• number of household members,

• their unique care recommendations,

• and their plan length.

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If your family is considering care, reach out and we’ll design a personalized option that fits your season of life.

Nervous systems heal faster in community — especially at home.

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Payment Options

Accessible, Flexible, Stress-Free

We accept:

• Monthly installment plans (3–6 months): Varies based on size of the care plan package

• Pay-in-full options (most value)

• HSA & FSA funds

• Debit, credit, venmo and zelle

Every plan is delivered with a clear, written Good Faith Estimate, so you always know exact costs upfront.

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Why We Don’t Bill Insurance directly

Freedom to Serve You — Not the System

Insurance companies do not pay for:

• wellness

• prevention

• nervous-system–based care

• lifestyle-focused care

• long-term movement restoration

• emotional/stress-based nervous system patterns

• Movement programming 

• Nutritional or lifestyle guidance

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They only reimburse for short-term, symptom-based care — often requiring diagnoses, medical necessity, and rigid protocols that go against true healing.

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By operating independently:

• We adjust based on what your nervous system needs — not what insurance allows

• We spend more time with you

• We build care plans around your goals, not medical coding

• You get clarity, consistency, and transparency

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This is root cause healthcare, not “sick-care.”

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Good Faith Estimates (Required by Federal Law)

In compliance with the No Surprises Act, Electric Life Chiropractic provides a written Good Faith Estimate to all cash-pay patients for the expected cost of care before treatment begins.

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This ensures 100% transparency, clarity, and protection from unexpected costs.