
Insurance, Pricing & Payments
Healing Happens Here — With Clarity, Transparency & No Surprises
​
Electric Life Chiropractic is a cash-based, out-of-network chiropractic office serving Indianapolis, Broad Ripple, Fountain Square, Carmel, and the greater Naptown community.
​
By operating outside of insurance networks, we’re able to deliver deep, unrushed, root-cause chiropractic care — the kind that actually restores the nervous system, not just patches symptoms. However, we can provide you with an Insurance request "Superbill"to which you may be reimbursed for your care.
*Insurance reimbursement variable by provider. Insurance reimbursement form below. Please confirm or let us know if we can be of assistance.
​
This model allows us to provide:
-
Longer, more intentional visits
-
Personalized care plans:
-
Chiropractic care
-
Movement programs and coaching
-
Nutritional optimization
-
-
Nervous-system–centered assessments
-
No rushed, insurance-driven treatment
-
No surprise bills or confusing statements
-
Simple, transparent pricing
​
Healing in Indy should feel human. Clear. Supportive. Electric.
​​Transparent Pricing
Simple. Honest. No Hidden Fees.
- Standard New Patient visit: $150
**** Seasonal Promotions: Click here to Inquire for more details​
-Standard Chiropractic Visit: $75 per visit
​
Ideal for patients who prefer flexibility or occasional care.
​
Most patients choose to save money by enrolling in one of our structured care plans, which include complimentary visits and reduce the average per-visit cost.
​
Your care plan is customized after your first visit and comes with a full Good Faith Estimate in compliance with the No Surprises Act.
​
Care Plans Options:
Designed for Real Healing — Not Quick Fixes
Healing the nervous system and restoring balance takes consistency.
To support that process, we offer care plans that reward commitment with complimentary visits.
Available Options: ​
-
12 Pack
-
18 Pack
-
24 Pack
-
36 Pack​
​
Each package will have suggested guidelines for the frequency and cadence of visits weekly and monthly.
What this means for you:
-
A lower average per-visit rate (often in the low-to-mid $60 range depending on plan size)
-
2–3 complimentary visits built into your plan
-
Flexible payment options (3–6 month installments)
-
Pay-in-full options for the greatest savings
-
A personalized plan tailored to your goals, lifestyle, stress level & nervous system needs
You’ll receive an individualized plan after your first visit, based on your consult, movement assessment, neurological scans (if applicable), and your specific health goals.
​
Family Care & Household Pricing
Because Healing as a Family Hits Different
Healthy families support one another — mentally, emotionally, physically, and energetically.
To make chiropractic more accessible for households, we offer reduced per-visit rates for additional family members enrolled together.
​
This allows most families to enjoy a lower per-visit cost than the standard $75 rate.
Family pricing depends on:
-
number of household members,
-
their unique care recommendations,
-
and their plan length.
​
If your family is considering care, reach out and we’ll design a personalized option that fits your season of life.
Nervous systems heal faster in community — especially at home.
​
Payment Options
Accessible, Flexible, Stress-Free
We accept:
-
Monthly installment plans (3–6 months): Varies based on size of the care plan package
-
Pay-in-full options (most value)
-
HSA & FSA funds
-
Debit, credit, venmo and zelle
Every plan is delivered with a clear, written Good Faith Estimate, so you always know exact costs upfront.
​
Why We Don’t Bill Insurance directly
Freedom to Serve You — Not the System
Insurance companies do not pay for:
-
wellness
-
prevention
-
nervous-system–based care
-
lifestyle-focused care
-
long-term movement restoration
-
emotional/stress-based nervous system patterns
-
Movement programming
-
Nutritional or lifestyle guidance
​
They only reimburse for short-term, symptom-based care — often requiring diagnoses, medical necessity, and rigid protocols that go against true healing.
​
By operating independently:
-
We adjust based on what your nervous system needs — not what insurance allows
-
We spend more time with you
-
We build care plans around your goals, not medical coding
-
You get clarity, consistency, and transparency
​
This is root cause healthcare, not “sick-care.”
​
Good Faith Estimates (Required by Federal Law)
In compliance with the No Surprises Act, Electric Life Chiropractic provides a written Good Faith Estimate to all cash-pay patients for the expected cost of care before treatment begins.
​
This ensures 100% transparency, clarity, and protection from unexpected costs.
Ready to Begin Your Healing Journey?
Your nervous system is designed to heal — it simply needs the right environment,
the right guidance, and the right pace. Let’s start where you are, and move forward together.